I got a call from my Dad a few weeks ago telling me that my brother was really sick. They live in Florida, and I’m out here in Nashville, Tennessee. He told me I really needed to come see him. He practically begged me. I told him I’d be there, and when we got off the phone I had a bit of an issue - I couldn’t afford to go out there! I had no money saved up, and my credit was disgustingly bad. No way I could get a loan from a bank or a credit card or anything like that. I needed an answer, and fast!

I called a few of my close friends, but they were all strapped for cash. I can understand that though, times are pretty rough now a days. I got on the web and searched for loans in Nashville for people with bad credit, and I came to this website for Nashville Car Title Loans. They had an online application that only took me a few minutes, and I was approved in less than an hour! It was such an easy process, and I had the money the next day!

I waited until the weekend came, and I was on my way to Florida to see my brother. Fortunately, he is much better now. He’s walking again and seems to be enjoying life. Thank God I got to go see him when he really needed me to be there. If it wasn’t for Nashville Car Title Loans, I might not have been able to get there. I’m so happy that I found them!

Willy R.

By the way Nashville is near Scottsboro, La Vergne, Inglewood, Brentwood, and Smyma.

We’ve had better years.  I had a stroke in January, our insurance covered 16% of the cost, my employer let me go with two week’s severance, I didn’t have disability coverage, Jason quit paying child support in June, I lost all our charge cards and I declared bankruptcy by October.

But hey, I have to make this a good Christmas.  With just $300 we could drive to my parents in Cleveland to spend the holidays there. But of course I have bad credit, so credit cards aren’t my answer.  A few days ago I saw a car title loan store on Lebanon Pike and thought about our minivan, paid for in full for the past three years.  I didn’t go in, just couldn’t do it, but I searched online for “auto title loan” with hope and the Christmas spirit in my heart.

I found Nashville Car Title Loans – done entirely with an online application that takes 20 minutes to complete.  They sent the money to my bank account the next day.  Definitely fast cash with no credit check slowing things down.

After all is said and done, I’m actually looking forward to this holiday. 

- Erlina K.

My daughter moved to California two years ago.  Since then, she’s struggled, got pregnant and now has my first grandchild living with her and her boyfriend in Los Angeles.  They’ve invited me to come out and join them for Christmas, but I didn’t know where I’d find the money for a plane ticket.

I went online and everything for Christmas week is more than $500.  That’s the only week I can take off work, and with only a debit card on my checking account (I have bad credit and no credit cards, things didn’t look hopeful.

So I searched on the Internet for “payday car title loans” and “fast cash” and that’s when I found Nashville Car Title Loans.  I wasn’t interested in a payday loan, but the car title loan idea made sense to me.  They said my 1997 Mercury Grand Marquis was good enough for that $500, plus another $200 for spending money.  That’s money I can borrow now and pay back gradually.  I couldn’t get to work without my car, but it works real well as loan collateral.

I filled out the online application and had my money in 24 hours.  Because I was able to book that flight in advance, I think I saved a few hundred dollars, too.  I can’t wait to see my grandson.

My daughter would ride with me to our jobs in Old Hickory from our house in Hermitage. That worked well for three years because we basically had the same schedule.  But itended when she lost her job in February.

She and I keep up all the payments on the house and food and utilities together.  So in the months since, we both got stuck with bad credit and depleted our savings.  Neither one of us has a credit card any more.  It was a relief when she found her new job at the Nashville Airport.

But that meant we have a new problem.  No two ways about it, for her to get to her job we needed a second car. With poor credit, traditional car loans weren’t in the cards.

The solution was to use the Chevy Astro as collateral for down payment money.  I searched on the Internet for “fast cash” and up popped Nashville Car Title Loans.  That van is good for at least a $3000 loan, a healthy down payment on her 3004 Chrysler Sebring.  

It wasn’t hard at all filling out the online application. This is not a store somewhere around Donelson where you stand in line and deal with someone through bulletproof glass. The cash was sent by wire into our checking account the next day. Ashley had her Sebring in about 48 hours — just before she started her new job.  Loans on car title were the only way she could start her new job.

- Harlan J.

I guess it’s a sign of where the economy has taken us.  Or, a sign of how survivors make do in tough conditions.

After business school, I was eager to work in an entrepreneurial venture.  Unfortunately, the company I started with in 2005 closed up shop in 2008, leaving me with very little after more than two and a half years work.  My stock was worthless, I was broke trying to pay my school loans, I had bad credit, and you could say I was a little demoralized.  No one promised a bed of roses, I guess.  So when a school friend called this summer to offer me a some contract work on site with his company in San Diego, I said yes immediately.

But I had neither the cash nor the credit card balance to cover costs of the trip.  My 9 year old Honda really was not up for a cross-country drive, and the repairs to get it ready were more than $2500. I was too embarrassed to mention this to my friend.

So I went online and searched for the words like “fast cash” and “emergency money” and “no credit check.” That’s when I found Nashville Car Title Loans.  My Honda was eligible for collateral on a $3000 loan.  I knew then I could book a flight for $600, round trip. I borrowed $1500 to cover that and my time in San Diego, where they put me up in the company condo (not too shabby).

Memphis Car Title Loans is nothing like that place you see on Lebanon Pike out in Donelson.  You fill out an online application, are approved in about 30 minutes, then the money is electronically transmitted to your checking account. In three days, I was in southern California and working again.  

I’m a firm believer in never giving up.

A car title loan in this worldwide credit crisis might be the new bank.  I’ve already paid off the loan but will go back to them if the situation calls for it.  

- Vic W.

Ever since I was a little girl, I’ve been singing my heart out.  I loved listening to the famous country stars on the radio.  Some of my favorites include Faith Hill, Martina McBride and Tim McGraw.  I’m from Texas and my family has always been into country music.  By the time I was 10 years old my mom started putting me in singing competitions.  I won every single one of them.  Not only was I a fantastic singer, I was also a great performer.  Everyone always said I had such amazing stage presence.  Of course at 10 years old, I really didn’t have a clue what they were talking about. 

I have been watching the T.V. show Nashville Star for a few years now and have always dreamed of being on it.  I’m 18 years old now and want to audition.  I recently heard that auditions are just around the corner.  I want go and try out for the show but I don’t have the money to fly out there and get a hotel for a couple of nights.  But this is what I want to do.  I want to be a country music star.  I need to find a way to get some fast cash.

I was talking to someone at work and he told me I could get a loan at Car Title Loans in Nashville.  I asked him how I would go about doing that.  He said it was really easy.  All I had to do was go on the Internet and fill out an online application.  He said that if I own my car, I can take out a loan against my car.  I went online and filled out the application and was approved quickly.  I got the money transferred to my bank account.  I couldn’t believe how easy this was.  I would suggest that if you’re having financial difficulties, you should get a loan from Car Title Loans in Nashville.

Kim E. in Nashville

A vehicle title loan might be one way people borrow money for vacations or TVs or partying. But that’s not why I did it.  I was trying to stay healthy.

Here’s my story. Our oldest sister died of colon cancer when she was 38, so it’s apparently something in our genes (an aunt had it too).  They say a colonoscopy is essential for people with it in their family, that if you catch it early enough it’s treatable.   OK, I did that when I had good health insurance.  But when I started my own business, I found out I could only get insurance with a big deductible.  Colonoscopies cost $2600, which means I’d be paying it entirely out of pocket.

I was due for a check this spring, but with this economy my business was in the dumps, I was making next to nothing, I had bad credit and I just simply had no spare money.  In order to get the colonoscopy, I had to find a loan.  It was that important to me — and because a friend of mine’s husband had years of treatment for his colon cancer that they caught at stage 3, they had more than $90,000 of health care costs they couldn’t pay — I knew that an investment in early detection might save me in the long run.

So I went online to find some fast cash.  Yahoo took me to Nashville Car Title Loans, and they told me the title on my Toyota 4×4 was worth $3200 – pretty close to the cost of the colonoscopy.  I took that as a sign. I filed the online application in 25 minutes and got approved in about 45 minutes.

Then I called to make the appointment.  They found four polyps, but nothing malignant.  I didn’t realize this at the time, but I think the idea of possibly having cancer held me back in trying to grow my business.  Now I have new confidence. For me, the automobile title loan in was like the old saying, “an ounce of prevention is worth a pound of cure.”

- Jereece K.

It’s a funny time in our economy.  Just when you think the chips are down, you find a deal that reminds you there is an opportunity in every dilemma.

My wife had been nagging me about getting a new refrigerator for two years.  I didn’t see a real problem with the old one, even though it was not working real well.  And my brother-in-law the genius told us how old refrigerators use a lot more electricity than the new ones, so buying a new one saves you money eventually.

The real problem is we’re barely making ends meet these days and we have bad credit because we missed paying some bills.  I dodged a bullet on the last layoff at work, but who knows what is coming down the pike.

The good thing is our car is paid for.  Better yet, I figured out a way to use the car to get a new refrigerator.  First, a lot of people are selling good things on the Internet for cheap because they are in a bad financial situation.  A builder out near Murfreesboro advertised $2000 refrigerator-freezers for $500 (obviously, he’s desperate).  But I don’t have $500 in spare change sitting around the house.  So brother-in-law the genius tells me, “get a car title loan.”

I checked out Nashville Car Title Loans and yeah, sure enough, the value of my car could get me up to $3000 in a loan.  All I needed was the $500, so I went to their online application and viola!, I had the money for the refrigerator.  It’s one of those nice stainless steel models with the freezer in the bottom drawer.  And already in the first month we’ve seen our electricity costs go down.

So brother-in-law the genius really isn’t so bright after all.  He took our old refrigerator and hooked it up in his garage.  At least I can give him credit for knowing that a car title loan in this economy can be a smart move.

When I bought my Durango a few years ago, I’ll admit it was for selfish reason.  I just liked having a big truck, and dreamed of offroad hauling far more than I did it.

But that was before disasters started to happen.  First it was medical bills that our insurance didn’t cover. Then it was my job in Belle Meade – gone one day and nobody expected it.  Then came tornado season throughout the south, including some F2s and F3s right here in Tennessee.

The tornadoes (and floods) were actually an opportunity for me, although they were of course tragedies for people directly hit.  Just about a month after I went on unemployment, I heard about work I could get in areas going through storm recovery.  They need lighter trucks to haul salvageable debris to storage and back when new homes were built again.  That’s work I can do.

But that kind of work doesn’t pay right away.  You’re waiting on insurance claims, and then getting paid by your boss who is a subcontractor himself.  So sometimes you work six, eight weeks before you see the money.  Grant it, when it comes in it’s good and well worth the time and travel.   But with my bad credit and bills piling up, I didn’t know how we’d get by.

To MY rescue was Nashville Car Title Loans.  They have an online application form that takes just about 20 minutes to complete.  With an auto cash title loans company, there is no credit check.  So it’s fast — fast enough to cover my financial responsibilities at home while I’m working hundreds of miles away.