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Peace of mind in crisis from Nashville Car Title Loans

Monday, October 20th, 2008

I’m a responsible, working single mother. I have to be extremely careful about how I spend and save money for the sake of my children. 

That’s why I did something I never did before.  I borrowed money by using my car title as collateral.  And I’d do it again if I had to. 

It began with an unexpected medical emergency with one of my children.  My son was in an accident and required hospitalization at Vanderbilt Children’s Hospital, two surgical procedures, rehabilitation and medications to control both pain and infection. He is five years old.  

My employer has a comprehensive benefits program, including health insurance coverage.  It’s a program I’ve paid into for more than seven years. We now pay much higher premiums than just a few years ago.  And, each employee covers a greater percentage of those premiums. My own premium costs rose in two years by more than $200 per month.   

But in our healthcare system (if we’re still calling it that), even that much coverage was not enough.  I had to argue with the insurance company on several points of coverage.  We had to halt physical therapy for six weeks because they were telling us it wasn’t covered.  To my shock, my out-of-pocket costs came in at $4000. Trying to handle all this, having to hire help with my son so I could continue working, cost even more money and I fell behind in my bills and earned the bad credit designation that is the kiss of death in the American economic system.  I couldn’t get a bank loan or an extension of credit from my credit card companies.

A friend gave me the idea of a car title loan. It became a way to buy time and work out a plan.  And, we were able to resume my son’s physical therapy that has had a clear benefit in his recovery.

Nashville Car Title Loans was the company I used.   You go online, spend about 20 minutes on the online application. The money is in your checking account in one day. I recommend to anyone in this situation to get auto title loans for economic survival and peace of mind.  

- Angela B.

Recovery from debt, disaster at Nashville Car Title Loans

Friday, October 17th, 2008

When I bought my Durango a few years ago, I’ll admit it was for selfish reason.  I just liked having a big truck, and dreamed of offroad hauling far more than I did it.

But that was before disasters started to happen.  First it was medical bills that our insurance didn’t cover. Then it was my job in Belle Meade – gone one day and nobody expected it.  Then came tornado season throughout the south, including some F2s and F3s right here in Tennessee.

The tornadoes (and floods) were actually an opportunity for me, although they were of course tragedies for people directly hit.  Just about a month after I went on unemployment, I heard about work I could get in areas going through storm recovery.  They need lighter trucks to haul salvageable debris to storage and back when new homes were built again.  That’s work I can do.

But that kind of work doesn’t pay right away.  You’re waiting on insurance claims, and then getting paid by your boss who is a subcontractor himself.  So sometimes you work six, eight weeks before you see the money.  Grant it, when it comes in it’s good and well worth the time and travel.   But with my bad credit and bills piling up, I didn’t know how we’d get by.

To MY rescue was Nashville Car Title Loans.  They have an online application form that takes just about 20 minutes to complete.  With an auto cash title loans company, there is no credit check.  So it’s fast — fast enough to cover my financial responsibilities at home while I’m working hundreds of miles away.

Nashville Car Title Loans save the car

Thursday, October 16th, 2008

As it is for most people in the Nashville area, your car is your lifeline for managing a household and getting to work. I live nearby in Smyrna, and worked for the same company for ten years just a mile from my house. The car I drive was getting older, but even with a few problems it didn’t require a lot of maintenance.

Then about six months ago my employer laid half of us off. My skills are specialized, so getting a new job down here wasn’t likely.  The good news is I found a new job in about three months.  The bad news is it is in Hendersonville – more than 30 miles up 24 and then on the 386.  I wasn’t so keen about that, but worse, this hit right when my car needed about $1500 in repair work.  With a gap in income, I had already depleted my resources and the credit cards reached their limits – in this economy, that translates into bad credit.

It was through Nashville Car Title Loans that I realized I could use my car’s value to finance the car repairs. It was super simple.  I went to their online application, filled it out in minutes, and by the next morning I had the fast cash to pay the mechanic.  By finding cash for car title loans, a person can make sure they keep earning a living.  That’s smart money.

Car Title Loans in Nashville, Tennessee gets my vote.

Thursday, October 16th, 2008

Oak Hill is far enough, and yet close enough to Nashville that I have a reasonable commute, and yet have a more rural environment to relax at home. The move to Tennessee was great, because both my wife and I both enjoyed our new life in the South, and my job in the music industry necessitated the move. Not only was the weather much nicer than Ohio, but the creative atmosphere of Nashville was inspiring. Everything was going according to plan, until one day Bobby was killed motorcycle accident.

My life was shattered, and I had to keep things together for both my children and myself. Bobby had always taken care of the bills, and now it was all on me. While I wasn’t exactly broke, I didn’t know where I could get some fast cash to pay my immediate bills. I couldn’t touch my savings, and also didn’t want to take anything out credit related.

The solution I found was to take out a car title cash loan. Nashville Car Title Loans helped me so much, they made it painless. The online application was easy, and they answered all my concerns, plus gave me a loan of $5,500 to cover my bills this month, and put some cash in my pocket.

I highly recommend Nashville Car Title Loans if you’re in a bind, and need some money in a pinch.

-Martha R.
Oak Hill, TN.

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