I have a small wood shop at home and I needed to buy a drill and a power saw to complete my set of tools. Coming up with the cash was quite hard because I recently had a poor credit score. I knew I would not be able to get my loan approved from the bank so I made use of the power of the Internet to get myself informed of the news regarding loans in Tennessee.

While reading some interesting articles online, I came across one that talked about the benefits of getting a car title loan. I have heard of it before but never considered it in any way. One of my friends told me that title loan companies charge the highest interest rates ever. However, my research told me otherwise. When I landed on the webpage of Nashville Title Loans, I made a discovery that they were actually offering low interest rates for their loans. In fact, they offered the lowest interest rate in the state of Tennessee.

Aside from Nashville Title Loans, there were also several other title loan companies offering their services in the nearby areas of Forest Hills, Oak Hill, Antioch, Kimbio, Bellevue, Bordeaux, Donelson, and Belle Meade. Anyway, I applied for a title loan at the website for Nashville Title Loans and got my cash in an instant. It came as a surprise that the company had the fastest approval time of all loans in the state, too. My loan was approved in only 5 seconds and that made all the difference.

Roland T.
Nashville, TN

I just moved to Nashville because I want to be a country music star.  Thats right, I am a cute blonde and want to entertain a hick fan base with good moral upbringings.  I am 23 years old.  I want to be famous, but mostly because I am hot and like to show my body off all the way leaving as much clothes on my body as possible.  I like to sing and have a really good voice.  This is because I grew up singing karaoke and watching American Idol.  This has helped me to understand that Nashville is the best place to give me the experience I need to excel.  I might be a country music star.  I understand this, but that doesn’t mean I can’t still date one.  I will do this - I am sure of it!  Or at least hook up with one.  Maybe I’ll date an executive for a music label and he can get me a job! That’d be great!  So I should get to work and hit the bar.  I’m going to need money for this weekend.

Unfortunately, bills are due in a few days too. I should have planned things better. Apparently, you can fill out an online application. Its just like an installment loan but for a truck title or car title. I guess applications take two minutes to fill out! Life will be back to normal soon - I just need to weather this little storm.  It could always be worse.  Thank goodness for car title loans in Martinez.  Fast cash when I really needed it.

Barbie Anne Marie

By the way Nashville is near Scottsboro, La Vergne, Inglewood, Brentwood,and Smyma.

We’ve had better years.  I had a stroke in January, our insurance covered 16% of the cost, my employer let me go with two week’s severance, I didn’t have disability coverage, Jason quit paying child support in June, I lost all our charge cards and I declared bankruptcy by October.

But hey, I have to make this a good Christmas.  With just $300 we could drive to my parents in Cleveland to spend the holidays there. But of course I have bad credit, so credit cards aren’t my answer.  A few days ago I saw a car title loan store on Lebanon Pike and thought about our minivan, paid for in full for the past three years.  I didn’t go in, just couldn’t do it, but I searched online for “auto title loan” with hope and the Christmas spirit in my heart.

I found Nashville Car Title Loans – done entirely with an online application that takes 20 minutes to complete.  They sent the money to my bank account the next day.  Definitely fast cash with no credit check slowing things down.

After all is said and done, I’m actually looking forward to this holiday. 

- Erlina K.

My daughter moved to California two years ago.  Since then, she’s struggled, got pregnant and now has my first grandchild living with her and her boyfriend in Los Angeles.  They’ve invited me to come out and join them for Christmas, but I didn’t know where I’d find the money for a plane ticket.

I went online and everything for Christmas week is more than $500.  That’s the only week I can take off work, and with only a debit card on my checking account (I have bad credit and no credit cards, things didn’t look hopeful.

So I searched on the Internet for “payday car title loans” and “fast cash” and that’s when I found Nashville Car Title Loans.  I wasn’t interested in a payday loan, but the car title loan idea made sense to me.  They said my 1997 Mercury Grand Marquis was good enough for that $500, plus another $200 for spending money.  That’s money I can borrow now and pay back gradually.  I couldn’t get to work without my car, but it works real well as loan collateral.

I filled out the online application and had my money in 24 hours.  Because I was able to book that flight in advance, I think I saved a few hundred dollars, too.  I can’t wait to see my grandson.

I used car title loans in Nashville for tuition money to take this one class I really wanted to take.  I actually need the credits too to graduate earlier, but didn’t realize this until after I talked to the financial office at campus.  It is a fun class too, so it won’t hurt my grades won’t suffer from the added workload.  Actually my grades will probably be better because I’ll be more focused on schooling instead of my social life.  Not to mention I will graduate earlier and that will save me money in the long run.  Another semester of college costs thousands.  So this car title loan kind of makes more sense.  Even though, it will cost me more upfront.  My theory is making sacrifices is what makes laugh more rewarding.

Car title loans in Nashville has a very well orchestrated business.  The process to get an car title loan has been stream-lined to not be a hassle.  There is no credit check.  You can apply for a car title loan (also called auto title loan) online in minutes.  I was skeptical at first, but they do offer a toll-free number and online chat for customer service.  They will walk you right thru the process.  It is a sound business and I did my research because its what I do.  I also have a degree in finance, so I know the numbers make sense.

My daughter would ride with me to our jobs in Old Hickory from our house in Hermitage. That worked well for three years because we basically had the same schedule.  But itended when she lost her job in February.

She and I keep up all the payments on the house and food and utilities together.  So in the months since, we both got stuck with bad credit and depleted our savings.  Neither one of us has a credit card any more.  It was a relief when she found her new job at the Nashville Airport.

But that meant we have a new problem.  No two ways about it, for her to get to her job we needed a second car. With poor credit, traditional car loans weren’t in the cards.

The solution was to use the Chevy Astro as collateral for down payment money.  I searched on the Internet for “fast cash” and up popped Nashville Car Title Loans.  That van is good for at least a $3000 loan, a healthy down payment on her 3004 Chrysler Sebring.  

It wasn’t hard at all filling out the online application. This is not a store somewhere around Donelson where you stand in line and deal with someone through bulletproof glass. The cash was sent by wire into our checking account the next day. Ashley had her Sebring in about 48 hours — just before she started her new job.  Loans on car title were the only way she could start her new job.

- Harlan J.

I guess it’s a sign of where the economy has taken us.  Or, a sign of how survivors make do in tough conditions.

After business school, I was eager to work in an entrepreneurial venture.  Unfortunately, the company I started with in 2005 closed up shop in 2008, leaving me with very little after more than two and a half years work.  My stock was worthless, I was broke trying to pay my school loans, I had bad credit, and you could say I was a little demoralized.  No one promised a bed of roses, I guess.  So when a school friend called this summer to offer me a some contract work on site with his company in San Diego, I said yes immediately.

But I had neither the cash nor the credit card balance to cover costs of the trip.  My 9 year old Honda really was not up for a cross-country drive, and the repairs to get it ready were more than $2500. I was too embarrassed to mention this to my friend.

So I went online and searched for the words like “fast cash” and “emergency money” and “no credit check.” That’s when I found Nashville Car Title Loans.  My Honda was eligible for collateral on a $3000 loan.  I knew then I could book a flight for $600, round trip. I borrowed $1500 to cover that and my time in San Diego, where they put me up in the company condo (not too shabby).

Memphis Car Title Loans is nothing like that place you see on Lebanon Pike out in Donelson.  You fill out an online application, are approved in about 30 minutes, then the money is electronically transmitted to your checking account. In three days, I was in southern California and working again.  

I’m a firm believer in never giving up.

A car title loan in this worldwide credit crisis might be the new bank.  I’ve already paid off the loan but will go back to them if the situation calls for it.  

- Vic W.

A vehicle title loan might be one way people borrow money for vacations or TVs or partying. But that’s not why I did it.  I was trying to stay healthy.

Here’s my story. Our oldest sister died of colon cancer when she was 38, so it’s apparently something in our genes (an aunt had it too).  They say a colonoscopy is essential for people with it in their family, that if you catch it early enough it’s treatable.   OK, I did that when I had good health insurance.  But when I started my own business, I found out I could only get insurance with a big deductible.  Colonoscopies cost $2600, which means I’d be paying it entirely out of pocket.

I was due for a check this spring, but with this economy my business was in the dumps, I was making next to nothing, I had bad credit and I just simply had no spare money.  In order to get the colonoscopy, I had to find a loan.  It was that important to me — and because a friend of mine’s husband had years of treatment for his colon cancer that they caught at stage 3, they had more than $90,000 of health care costs they couldn’t pay — I knew that an investment in early detection might save me in the long run.

So I went online to find some fast cash.  Yahoo took me to Nashville Car Title Loans, and they told me the title on my Toyota 4×4 was worth $3200 – pretty close to the cost of the colonoscopy.  I took that as a sign. I filed the online application in 25 minutes and got approved in about 45 minutes.

Then I called to make the appointment.  They found four polyps, but nothing malignant.  I didn’t realize this at the time, but I think the idea of possibly having cancer held me back in trying to grow my business.  Now I have new confidence. For me, the automobile title loan in was like the old saying, “an ounce of prevention is worth a pound of cure.”

- Jereece K.

It’s a funny time in our economy.  Just when you think the chips are down, you find a deal that reminds you there is an opportunity in every dilemma.

My wife had been nagging me about getting a new refrigerator for two years.  I didn’t see a real problem with the old one, even though it was not working real well.  And my brother-in-law the genius told us how old refrigerators use a lot more electricity than the new ones, so buying a new one saves you money eventually.

The real problem is we’re barely making ends meet these days and we have bad credit because we missed paying some bills.  I dodged a bullet on the last layoff at work, but who knows what is coming down the pike.

The good thing is our car is paid for.  Better yet, I figured out a way to use the car to get a new refrigerator.  First, a lot of people are selling good things on the Internet for cheap because they are in a bad financial situation.  A builder out near Murfreesboro advertised $2000 refrigerator-freezers for $500 (obviously, he’s desperate).  But I don’t have $500 in spare change sitting around the house.  So brother-in-law the genius tells me, “get a car title loan.”

I checked out Nashville Car Title Loans and yeah, sure enough, the value of my car could get me up to $3000 in a loan.  All I needed was the $500, so I went to their online application and viola!, I had the money for the refrigerator.  It’s one of those nice stainless steel models with the freezer in the bottom drawer.  And already in the first month we’ve seen our electricity costs go down.

So brother-in-law the genius really isn’t so bright after all.  He took our old refrigerator and hooked it up in his garage.  At least I can give him credit for knowing that a car title loan in this economy can be a smart move.